Maybe some credit challenges.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Either would be a great option; I'd probably choose Roseville because it's more established, but the City of Elk Grove deserves a lot of credit for its impactful growth programs, so it wouldn't be a bad option. 

Credit for childcare expenses.The credit is allowed for kids 12 and under.

Quote from @Aaron Kuehmichel: When the tenant requests an improvement, it's OK to say no.

I have refinanced those to 85% loan to value with a credit union and got over 10% back out which was about 200K. 

For every ONE PERCENT that cap rates move against BAM they have to improve NOI by $6,000,000 just to BREAK EVEN on the property value.

•Exterior: Landscaping improvements, including tree trimming and shrub removal.

•Exterior: Landscaping improvements, including tree trimming and shrub removal.

@Angelo LlamasAt the bare minimum, you should do the following to make your bookkeeping easier:- Dedicate one checking account and credit card exclusively to real estate.