The Long term, after some reserves, I'd like to bring down the assessment costs since I worry that this will negatively impact the property value. 

So long story short I am still hunting down the contract. 

Almost all mortgage loans these days have Due on Sale clauses, so it comes down to A) whether they find out (usually from changes in the insurance policy), and B) whether they choose to call the loan.

I'd also think about long term-do you want to share your property with tenants and how will it affect resale value down the road? 

However, i'll likely be looking at additional ways down the road to be even more secure for a backup what if scenario.  

. :-)I agree though - get them involved in a real way (having them help write/advise/ formulate the goals) this will get into their heads faster than just plain talk.I would add this: maybe for the second 'meeting', go on a Field Trip!

Networking is the key to growth...I am always down for coffee if you want to connect in person. 

Bank pushed us to 40% down payment so also executed a $85K seller carry-back loan to cross the finish line.

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I echo what Allen saidI used to have a cohosting business but have shut it down because I wasn't focused on the right property AND the right client.