City planners advocate for this sort of treatment to preserve the ratio of homeowner to renters, or planners are attempting to change the direction of investment in their city altogether.  

@Shivam Patel, Contributions into and distributions from an LLC are not normally taxable events. 

I've lost $500,000, opportunity cost, time, blood n sweat  . what rei or events allow you to pass down the education to your family as an option?

You should also connect with a tax planner/CPA regarding the pros and cons of having an LLC vs trust vs individual.

I hope you had a Plan B, in the event you needed to close. 

Who knows where these REIT's/Sponsors will be several decades from now, or if they will even keep these specific REIT funds open for that long, forcing us into a taxable event. 

These include (but are not limited to);a. a drop dead date for her to refinance and take you off the mortgage (5 years, whatever);b. trigger events for her to refinance regardless of date (birth of child, remarriage, failure to maintain the house physically, cease using house as primary residence, failure to pay insurance or property taxes, no "subject to" sales and etc., etc).and no doubt a host of other things.Then there's your remedy if she fails to keep her end of the bargain, including who gets appreciation, right to possess or maintain, etc.Your credit score is far down the list of concerns

The builder's PSA is going to have clauses protecting them in the event of unforeseen delays, but if the delays are bad enough, they might be willing to compensate a buyer on a case-by-case basis.

A good lender or financial planner is going to do something similar.

You will need to network in the area, go to events, and meet ups.