1. pass legislation limiting what the "free market" demands2. suffer the consequences of the elimination of the "supply" demanded by consumers in the free market3. suffer the consequences of the "law of unintended consequences"4. blame "capitalism" for failure to provide what was eliminated by previous regulatory action5. pass more legislation to counter balance effects of previous legislation 

And if they have to get a new loan that can be time consuming and Boom.. the original seller gets their credit trashed waiting for the loan to get paid off ..

Fewer points mean lower closing costs, which can be more profitable.

The negative value with respect to the cost of building is such that it can consume years of cash flow to recover.  1) The value added by the ADU addition is often significantly less than the cost of adding the ADU.

The process is much more choppy and confusing that what I offer my clients with a consumer loan, but we are CTC and had very few conditions to chase down. 

Your job is time consuming yet flexible.

Hey everyone,I've been consuming BP content (podcast, audio books, the forum, etc.) for the better part of 5 or 6 years.

I've noticed all carriers are different so communicate what you want and ask them the options.Changing from personal to LLC is time consuming and kind of costly, but in my opinion worth it.

Back in our species earlier days, they were necessary for instant energy, but they are not needed as much in our modern world....yet we consume them in excess (well, most people do anyway)That old saying comes to mind - 'moderation in all things'.....and it applies particularly well to exercise and diet...

They would need to be surveyed and have access roads built before being worthy of purchasing.Which would be time consuming and costly.