The top funding DSCR lenders in the US in dollar and number of deals order:ChangeFairwayAngel OakA & DAcraNexBankRCNStronghillKennedyThey all have reserve requirements that exceed 3 months.

Do you currently have enough funds to pay first month’s rent and a security deposit?

Now your fully renovated home is getting top dollar rents, you could probably refinance too since rates are poised to go lower (lowering your monthly obligation), you could open a HELOC before you move with the extra equity and use that to fund your next deal and now you have 2 homes! 

When you have the funds available and you find a deal that works, that is the right time.With the new investors that I work with the biggest step is saying yes when you are ready.  

Here are some thoughts on effectively managing these relationships to ensure all three stakeholders feel valued and respected.Stewardship of Owner FundsProperty owners entrust PMs with one of their most valuable assets, and being good stewards of their funds is paramount.

Another question that I haven't yet heard the answer to: Do local governments ever run out of HCV funds? 

They have a system, team, and their own contracts, and also provide proof funds, even the EMD. 

Another 74k in index funds and 10k cash.

I find  Most people who invest in stocks or index funds are not investing for the dividends.

Kyle, you can fund an entire acquisition with OPM (other people's money).