I would never advise my customer to take a 5 YPPP considering we are have been moving into a downward trending rate market since 2024. 3 Year Prepay Max but if you plan on doing renovations or taking cash out on the ARV then a 1-2 YPPP would be Max.I would also advise buying the rate down before you decide to take a 5 YPPP using seller credit, equity or closing funds.

To put this into context: CA has more than 20X the homeless MN has. 

For context, I'm in a state with land trust statutes and my only goal is to keep my name out of any public records regarding this property. - If I pay property taxes online (let's say with a credit card), will my name show up as the payor or will the trust/trustee's?

Is this a conversion that will also require substantial renovations?

The cap rate is one tool among many and this one is really only able to give an apples-to-apples comparison about the sale price across multiple commercial properties.

This is what I found on google?

In the more suburban areas of the City towards the County line, you may find smaller duplexes or 1930s craftsman/bungalows that are split into 2-3 units in areas where the values are much more affordable, but also not in the City center.

Hello Gagan, Some important tools and resources I incorporate into my business to help finding deals is to network with local investors.

Is this really the person with qualifications to provide a review? 

House hacking is the BEST way to get into real estate investing and that's how I personally got started as well too.