No way to just simply block them as it's always a new number. 

YUP very easy work around for this but it does take a lender who will be a little less risk adverse than bigger HML that will simply say no title insurance no loan..

The landowner simply wants to get lots sold and create activity in development.

Yes, there are more steps to go through (often including sending in a W-9 tax form), but those steps are usually pretty straightforward.Additionally, most of the folks tasked with finding the housing for the company's VIPs are really appreciative of being treated well by a good property manager, so you can stand above the crowd by simply responding quickly and respectfully.

We make over double the fair market rent. with zero collection issues and turn overs that are simply hire the made to go clean..

The lipstick renovations simply don't pencil.  

I wish I would have stuck to simply multifamily but everyone has a strategy. 

We simply wanted to keep it and turn in into asset (long term).

From there you can enter new, valid leases with them so everything is buttoned up moving forward.

Many loan officers who work primarily in the owner occupied space will try to argue that DSCR is more expensive and have higher rates, but that is simply not true in most cases.