Any realtor will tell you it isn't evenly distributed; some lenders it's down in the single digits (we find ourselves invited to their birthday parties...), others it's over half. 

@Andrew Neal has some good points, I'm a certified digital marketer and web dev, and what hes referring to is inbound marketing (google it, youtube it) .

I like to get double digit return on just cash flow.

Maybe I'll do that with the digital copy only. 

They are finally allowing me to review the financial documents but it's all paper, none is digital, and I have to find time during business hours by taking a day off to drive 45 minutes to go look at these unorganized boxes of documents.

(Although the CA supreme court recently cracked down on a payday lender for charging “unconscionable” rates into the triple digits – could be a sign of things to come for HML’s).A CFL can only originate loans using their own money and they can only sell them to other CFLs.

Find the eight digit parcel number.

The Zillow app lets you view home prices by location on the go and offers filters and search options to zero in on your next home.Best for Learning About Real Estate: Bigger Pockets Bigger Pockets offers a huge range of free resources to learn about real estate, including blog posts, podcasts, ebooks, guides and forums.

Learn more at johnbridge.com, an amazing site with forums, articles and e-book downloads.

I've already listened to a few of the podcasts (including the UBG episode [episode 11 I think]) and I plan to dig into the ebook immediately!