Right now my husband and I are trying to build a business line of credit for our company (see my signature below) but it takes so long especially when you have bad personal fico scores and trying to do without the PG.

Can you offer any tips or guidance or even companies that do not look for PG when first starting out?

(PG County doesnt allow ADUs at all)

PG is more close to me, so I'll look into that.I prefer move-in ready, but don't mind some rehab costs as long as the deal is good.

It can be done in SE DC and PG county but it seems like your buyer will just think you're trying to cut corners, even if it's more expensive to restore something vs. replacing it.Once you find that market where a true resortation is desired then you just run it like a normal rehab deal plugging in your costs for renovation.  

You can also find us on meetup.com as - Rogue Valley Real Estate Investors Network https://www.biggerpockets.com/forums/521/topics/418582-how-to-evaluate-a-dealhttps://www.facebook.com/pg/RogueValleyRealEstateInvestors/about/?

Andrews Federal Credit Union just approved me for a BLOC w/PG

As an example:Lease Agreement - they get copy after all parties initial each page, initial                                          acceptance of all addendum & sign signature pg Lead Based Paint Disclosure - all sign form after I give them pamphlet &                                                             form is lease page.

I have a squeeze pg but some of them may need to submit twice maybe more.

VA, PG & Montgomery counties MD and D.C.)