ITs how I ran my HML shops we lent the banks money  LOL.. boy it was good when it was good.. borrow at 5 lend at 20... 15% on the delta made for a nice living if you can scale it..

Investing that delta may have you break even after taxes versus mortgage.

After seeing people pay 12%+ I’m tempted to start a Hard Money Business myself lol5 to 7 % are bank rates if you can cobble a maybe 5 million together at those rates you will make far more as a HML than trying to be a buy and hold drip investor. remember the 12% is just the rate you add points and most of us make 15 to 20% apr not 12.. you borrow at 5 and make the delta.. you have  a golden goose and probably don't know it.. now if these are small mom and pops with just 50k and the grand total is 200 to 300k available to you.. then no that wont cut it.. but 5 million that's a nice start to the HML gig..  

I have seen this work in high priced markets like San Jose Ca.. where the property owner is a very wealthy business person with no time for rentals and the person they sublet to is close t them either friend or bizz associate and will work the property to make  the delta as the owner just does not want to mess with day to day and there is extreme trust.The other thing I have done personally is with the insurance companies ..

You make the delta.. 

Those losses can be substantial, by the way within an HVAC system-Again I doubt these technologies would hold up under scrutiny within a court of law because all it takes is one person with even a basic grasp of principles of engineering and you’d find an easy 10+% delta in these systems’ measuring abilities.

Fir Cedar and on the east side of the moutains Pinesome hard wood but mainly alder with a tiny bit of Oak.. nothing much else in Hardwood.So we of course have all the big dimension stud lumber mills.. they all have log buyers.. so we contact a log buyer to get their delivered log prices.. then we know that we can log for about 250 per MBF camp run to the mill.And then we know for example right now domestic fir is bringing 800 per MBF camp run which is pretty much an all time high... so we know there is a 550 delta.. now then you have stumpage.. the land owner will want a stumpage price for the logs which is generally about 200 to 300 per MBF  leaving a net profit of 200 to 350... now some will do all this for a 50 to 100 MBF net profit.. just depends on the stand.. 

I recently came across an off-market piece of property in Delta Utah.

After three years, Delta Build finally completed my Cape Coral rental. 

Check out delta if you want to look up taxes: https://www.deltacomputersyste...