According to the article I linked below, some tips for finding dedicated contractors could be by going to local hardware stores, checking references, verifying licenses and insurance, etc.

I want the house, but not if I can’t verify that there isn’t some massive leak they are trying to hide.My EMD is $1000.

- I have not been able to verify a bid in Texas that has been accepted below the 87-88% of the CURRENT listing price. 

They can explain what the requirements are and verify if this person holds the proper license.Anyone can get a license.

Anybody done and verifiable deals in the five boroughs of new York metropolitan area?

I actually don't like middleman banks almost as much as I don't like middleman property managers. lolIn this day in age, I should be able to have access to my money whenever I want, without jumping through hoops: two-factor authentication, giving my SSN, DOB, address, verifying over the phone, etc.

Check out bullet point 3 under (a) eligibility requirements which verifies that the borrower must be used for personal use and enjoyment (ie. you cannot use the property if you rent it out more than half of the year).

I have savings that I live off of.

Income verified online through borrower's source of choice such as bank statements, asset accounts, paystubs and IRS tax filing. 

Couple, he's a post-doc (low income, but verified 6 mos rent in savings).