our average age of our client was 70 to 75 had owned the timber for one to 3 generations. and would just sit there and live in the old home they had lived in for years and drive the beat up pick up.all the while sitting one 1 to 5 million worth of timber.. but one thing was certain once the kids got it.. the chain saws were fired up in short order as @Joe Splitrock indicated.. 

Which is probably why some swear that some environmental factor is giving them trouble when others have no issue.The gold standard for mold testing is called the ERMI and can be ordered from mycometrics.This might be a can of worms you don’t want to open and would agree with most of the posters and let them out of the lease.

I looked as stocks, realestate, gold, insurance, etc...

PNC is very investor friendly for being a bigger chain, otherwise local banks and CU's will be a good option. 

In some cases US real estate is akin to having a bunch of gold bars in the closet for investors in other countries.

Putting your money in gold bars that you hide under your bed and pay huge commissions for?

I was given a quote for AMFAM Gold Star Deluxe Policy with Plus endorsement . and also another one with Elite Endorsement.The Plus Endorsement says - Personal Property coverage is for specific perilsThe Elite Endorsement says -Personal Property coverage is for open perilsBut agent says both of them are HO5 type - is that true?

Check with  They cover MANY states, and offer great rates.Western Gold Insurance AgencyAgora Hills, CA. 

Once you get things rolling, you'll eventually realize you are living in a gold mine.

. (: Every lender knows Zillow is crap, plenty of internal email chains making fun of Redfin/Zillow/etc.