The house is a ranch with a 3 car detached garage with an above ground pool and about 3 acres of land.

May have a long car ride with Mom and Step-dad this weekend to get clarity on everyone's intentions. 

Never get into a car, yours or theirs, with someone you don't know.

I feel like I am dealing with time-share or car sales.

I will say though we kind of built the right product for this market cycle.. big single levels with 3 car garages catering to the empty nester and down sizer we get buyers coming in off their small oregon hobby farm .. our first time move up buyer did slow a ton but we have sold to families as well just not like it was pre interest rate spike.. our other folks are either paying cash or borrowing very little so interest rates are not affecting them.

GROSS Income x 45% >= Rent + Monthly Debt PaymentsSometimes people have enough income for rent, BUT they have outsized monthly debts (child support, large car payments, credit cards, etc).

I have no personal debt other than my mortgage and car.

Also, we have no consumer debt, car loans, or student debt.

I'm currently getting a quote from State Farm for everything Home, cars, boat, umbrella, and multiple rentals.

Right now we have our own mortgage of 1400 and a car loan of 16k.