Talking with our Realtor who is the owner of the major CRE agency in the area, he recommended don't build. 

My lease states that the tenants are responsible for the payments as a typical lease would, but should I make amendments since the insurance agency is actually responsible for the rent? 

I've done these deals and we have been able to renegotiate price and terms late in the deal, all while my client's EMD is fully protected either based on an inspection period or based on lack of disclosure. 

Instead of recommendations and professional advice from her I found myself with more questions than answers often times, and her newness and lack of confidence left me feeling like I couldn't trust her.I think you're already 4 steps ahead of her as you're here asking the questions and are engaged on the BP forums which in my opinion, besides having a great broker with seasoned agents to learn from in person, is the MOST important thing.

There is a theme of a lack of due diligence, reserve capital, budgeting in general, tenant screening, location, inspections, leverage, property managers and just a variety of general amateur mistakes/learnings...

Not always the case, but we see a large majority in our area. the way, I see this going – if wholesaling will now require a license, they will either be large groups of vigilantes conducting this anyway, or a severe lack of deals for agents who assume that properties will just show up in front of them.

Either due to fear, lack of knowledge, lack of capital reserves, or any other number of possible reasons.I have purchased roughly 50 homes sub2, and in none of those instances was I the only person making offers to the seller. 

I know it works, and I know as an SEO agency (and as Carrot) people want quick results and aren't often willing to wait 8-12 months to get momentum and results.

I am sure most Management Agreements have a clause in that grants them the power of agency. 

I’m happy to connect you to brokers who sorted it out, 2 agencies I trust, just let me know.