Cash for keys is a good option but it depends how much they owe.

@Mohit Gupta  depending on number of occupants your regular insurance can cover it, read the policy, ours covers two roomers. 

Now though, HELOC rates are significantly higher and depending on what your primary mortgage is at it could be substantial. 

It all depends on location of course. 1 good thing I have going, there is no restrictions there.

Additionally, Chase Ink Business Preferred offers competitive travel rewards and may pair well with their banking services.Bundled Solutions: If keeping everything under one roof is critical, you might explore Silicon Valley Bank or First Republic Bank, depending on your location.

Depending on what the issues are with the credit scores I might consider lowering my credit requirements.

How much will depend on how well their processes are designed.

Depends on the person, but as a professional real estate investor it would be a no brainer for me.

A JV structure is good for a one-off deal because the only commitment you have is to the investor(s) and that individual project or deal.So in part, the answer to your question depends on what your objective is. 

Next, and again my current experience is in a different industry but one that's a highly dependent on Google reviews and ratings, I've found that there's always a break-even point where "paying someone off" doesn't provide enough of a return on the payoff.