With a loan, a person takes on a Debt Obligation. 

If you're looking for a more landlord-friendly market, I personally recommend Columbus OH.

Hi @Zhong Zhang I have used vacancy hacks over the years to get personal properties under 1% when turning tenants over. 3% increase depends on renewing or getting new tenants, when renewing tenants that's  a safe amount. 

Attend in person networking events in your area (there are many in and around Vancouver). 

Personally I think there are great opportunities in Dover, Somersworth and Rochester. 

Personally, I've bought older homes since I invest in mobile homes myself.

I have a salt water hot tub at my personal home.

Budget these carefully into your overall project plan to avoid surprises.Rehab Budget: Ensure that bids are received from multiple contractors and that adequate reserves are made for cost overruns.ARV: Be conservative on your ARV since the appraisal concerns one person’s opinion.

Most margin loans and SBLOC are Prime + or FFR +, and the ones Im familiar with are 8-13% right now.The only other thing I can think of is that if you're a HNW with a good relationship with your private banking team, maybe theyll give your a personal line based on your net worth and assets with them.  

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.