., get a higher paying job, work two jobs, go to trade school, get a higher paying degree, live in affordable area, etc...these are things that most of us did).

I buy and hold and do short term rentals and mid term rentals.Located in Racine Wisconsin  Hello Gabriel: I also live in Racine County there are some great deals our way and including southern milwaukee county too!   

It has made me question how can people live the way they do.

If you have other money besides the 20K then this is a different story Already living in a house I bought before Covid.

I live right in Glastonbury and I serve the greater Hartford area.

,I have sold and been managing properties that are near the MIA and haven't had any complaints from residents who are living in them.

I live in CA and drove that route for years to visit family in Phoenix, AZ. 

You may also want to consider buying this as a primary and living in it for a year.

Hi Anthony, it sounds like you’re in a good position to start building your STR portfolio, especially with no debt, great credit, and rent-free living!

Live in one side and renovate that side, then after the lease for the other unit is up move into that one and renovate it.