The current use of the property as a two-family dwelling significantly impacts its value and marketability, which is distinct from single-family homes.The initial appraisal comparing your property to single-family homes is likely an oversight, as multifamily properties are evaluated differently due to factors like rental income potential and investor interest.

As seen above, average rates were in the 6.5% range and projections for both MBA and Fannie showed projected higher rates before they came back down.

Raising the rent and value add on my higher quality properties will get me more net rental income than continuing to buy. 

Bank of America’s business credit cards seem better, but I’d need to hit their Preferred Rewards status to reduce fees, which might be challenging.Amex: I like Amex’s reputation and services, but their outgoing wire fees are higher, which is a downside given how many wires I send.My ideal solution would be a business account with minimal wire transfer fees (especially outgoing wires) and a solid business credit card option, preferably with no foreign transaction fees.What would you recommend for someone like me who does a lot of outgoing wires and occasional foreign transactions?

Now lets look at this way, say you've made several payments to this same contractor and he/she is only owed a small balance, now the chances of them skipping out on the tedious final work is much higher than if they are owed a majority of their balance. 

For investors, this translates into higher cash flow and improved ROI.2.

A 1031 exchange could help you diversify into higher cash-flowing properties or a market with stronger appreciation potential.

•Explore private lenders or hard money loans if you need higher leverage, though the interest rates will likely be much higher.

Then, the lease will be up in the summer when the demand is higher to get better returns 

Flipping homes can be an amazing business model but there is definitely a higher chance of you losing money then other avenues so if your afraid of costly mistakes that might not be the best way to start then.