They never took foodstamps or government aid.

Does anyone know of any lenders or programs that might be open to a HELOC on a rental property?

I had a whole incubator program I called "0-Hero" where I would train a person in everything, literally everything, from 0, and promoted best part was no buyer-list needed or struggle to find $ because that was me, done, ready to go just do the steps. 

Although, I would like to have first access to foreclosure properties with HomePath's First Look Program, income/capital gain tax benefits from my PR, and more favorable loan terms. 

I realize that, if true,  this is governed by state law rather than federal statutes, and therefore there will be fifty different answers. 

Seminars and educational programs are helpful but you do need the personal experience.

Financing:- CMHC has a multifamily specific program right now where the debt can be amortized over something crazy like 50yrs (others who do multifamily as their bread and butter will know the specifics). - cap rates for multifamily seem to be in that 5-5.5 range currently as far as I can tell, which has come off a bit since the peak on 2022, but are still lower than other asset classes.

I personally would try to get a family member to manage it if that's an option.You can get conventional financing as a business owner if you go with a non-QM or bank statement program.

Property Radar just released a new dirt mail system for the program offering postcards at .48 per and it's already linked to all my lead lists and properties I have found.

Hi I own a rental apartment in an HOA complex that is rented out to a person who is part of state funded DDS program.