Wheatland Bank was good to me but the lender I worked with has since retired.

That includes going to the bank and getting a cashiers check.Pay them at the bank, get deed notarized there, then take it to Register of Deeds and file deed.I have done this a half dozen times to keep from missing out on a great deal.For what I'm paying any risk is negligible.  

He would also not need any private money lenders to close these transactions -- his bank would be dying to give him a commercial line of credit. 

If you're capable of getting funding from a bank, those terms are terrible.

I usually host a meetup too every month or so.

Can you throw out names for Missouri resources they have worked with before on investor friendly realtors, tax experts, and investor friendly banks? 

I own and co-host MTR rentals in north Dallas, Texas.I would also add time before an MTR move-in for any fixes.

I'm curious why your bank rate recently increased?

I paid $600k and got a local bank to loan 75% for 5-years at 3.85%. 

If you are looking to avoid cap gains on one, ok, but paying you a little more to become the bank is not whipped cream on a sundae to me, it's like one old walnut.