Having a contingency fund is key.

All of them have enthusiastic investor bases, so they rarely need to reach out beyond that to fund their deals.

The buyer would need to show solid financials also of course (good credit, experience operating rentals, proof of funds for down payment and adequate reserves to cover any unexpected cap ex).

Finance was a combination of a few different vehicles and ultimately ended with a HELOC which was then used to fund multiple other projects over the years.

However, there are lenders who offer more flexible terms or even no prepayment penalties, depending on the deal structure and your investment strategy.To find such lenders, here are some options to consider:No Prepayment Penalty Loans: Some lenders, often private or portfolio-based, offer DSCR loans without prepayment penalties, though the trade-off might be a slightly higher interest rate or fees.Yield Maintenance or Defeasance Alternatives: Ask about other prepayment structures like yield maintenance, which can sometimes be less restrictive depending on market conditions.Custom Terms: There are lenders (like us at Phoenix Funded) who can structure loans tailored to your needs.

You an invest in a high yield bond fund that returns 6-7% with zero investment of time, effort, or education.   

Most hard money lenders will fund 70% of the purchase price and 100% of the rehab costs.

And then what will your funding look like? 

I have never seen a TIC crowdfunding fund - have you? 

I'm using my VA loan so I don't have to put any money down & can keep money in my account to fund rehab deals.