I am based in OC if anyone has recommendations on advisers Real estate, financial, meet ups, anything really.

Investing is not just about increasing numbers; it's about strategically building a future that aligns with your financial goals and lifestyle.How many properties are you closing in your portfolio this year?

Inspect financial statements.

You need to take a look at your financial situation.

These are designed for borrowers who can demonstrate financial strength without traditional income verification.

They have the financial wherewithal to purchase a hope (and most do). 

He even made a tool for financial analysis.

For something more robust, tools like Excel or online calculators from financial planning sites might better suit your needs.Your ROI Formula:ROI = (Net Cash Flow ÷ Total Out-of-Pocket Investment) × 100For your scenario:Net Cash Flow = Annual Rental Income - (Mortgage Payment + 401k Loan Payment + Other Expenses)Total Out-of-Pocket Investment = $40,000 cash + $50,000 loan payments over 5 years.I came across a piece in Bloomberg recently discussing creative financing, and they touched on ROI calculations for multiple loans.Personal anecdote: A buddy of mine leveraged a 401k loan for a fourplex.

Absolutely, it's clear you've put thought into your real estate journey, and your aspirations for financial freedom are commendable!

Although I care less about my financial loss, what upsets me is their manipulative conducts.