I also verify employment so I do have a app other than the credit check service.

I've focused on less popular markets in middle America near hospitals, universities, and major employers that attract work-related travel.

I’m also a government employee and have used a loan ($50k) to cover the rehab of a property.I don’t see it as an all in thing, as a fed, you are working towards a pension, social security, still putting in 10% into a 401k (with employer match)  and have a regular w2 income as long as you want to hang around.

Lenders will allow both W2 income and self employment bank statements to qualify.

Should I go on my own or seek employment with a Title/Mortgage Office?

A new to the area 20 something with a strong local employer may be a more long term occupant. 

I’m currently self-employed in construction making around $60k a year with an additional 40-50k coming from my investment property.Appreciate any insight from the community.Thank you.

Some things that make a rental appealing 1 - pet policy (pets or no pets allowed)2 - number of full bathrooms 3 - number of floors (single level vs multi)4 - backyard or lack thereof5 - school ratings (higher the better)6 - crime ratings (lower the better)7 - location to highways8 - amenities (parks, pools, trails, lakes, etc)9 - location to place of employment.10 - age of the property 11 - appliances Just to name a few.

Population is growing aggressively and jobs are moving here especially with major employers like Intel, Google, Amazon, Nationwide, etc.

Thanks Conventional loans will underwrite your entire income with your paystubs, W-2, and tax returns (if you have any self employment income, and own other real estate).