Hey my name is Dontay Phillips I am new to the realestate game.

However, short-term rentals where the owner is not providing meals may not fall under this definition.Legal Precedents: Various court cases have established that renting out a home for short periods does not automatically convert it to a commercial use, especially if the property is still being used primarily for residential purposes.HOA Enforcement: If the HOA decides to enforce this clause against short-term rentals, it may need to clarify its stance and possibly amend the CC&Rs to explicitly include or exclude short-term rentals to avoid confusion.In summary, while the CC&Rs may suggest restrictions, the interpretation can vary based on legal precedents and the specific wording of the documents.

Determine how much money would be needed to handle each risk, and determine if you have sufficient liquidity / cash flow to ensure you can “stay in the game”.This is of course in addition to all normal “due diligence”, financial forecasting, etc. 

For example, we finish the basements with indoor/outdoor carpet (instead of LVP, which makes it feel a lot more homey), because we know parents go nuts in the winter if they can't send the kids downstairs to pay - or have a space for the guys to watch the game on Sunday.

The API to VRBO sometimes is a issue but since most my business is on Airbnb its not a huge game changer.

What is your game plan in terms of surviving and paying off the rest of the 60% of the mortgage?

For example, laws vary from state to state so knowing where you are talking about makes a difference.

Im sure it varies by area, but is this public record that I can get from county/town records?

Paying to get in the right rooms can be game changing, but as you acknowledged you have to take it on yourself to make it worth your while.As for your question, it was pretty confusing.

It’s a reason some people call it the professional drug game....With that being said.