So, yes, technically your wife can count towards the occupation requirement, but it's geared more for military members PCS'ing or setting up a household in a new location before the veteran can occupy the home, or a member on tour in one of those unaccompanied "hardship" locations where families aren't welcome, or on deployment, not for a couple who live in the same major metropolitan area.  

So I guess not technically a closing just a nice wire into our bank account. 

I won't get to technical about it but you have nothing to be concerned about.The panel in your unit is called a sub panel, this is also normal and your limited access to the main panel is not a problem.

Maybe it is seen as "taking too much" or there is a technical aspect that makes it hard.

I could technically afford something here but I would be locked in to the middle class rut of being chained to a job in order to pay the bills and I do not want that life. 

Using mailboxes for anything but mail is technically illegal, but I doubt anybody would do anything about it.

Man I love this website, thanks for all of the awesome info,So it sounds like while it is not technically law, it is advisable to put it in the owners name.

Being under the recommended limit technically and after reading the guideline I feel like we don't have to put one in right away and I will probably retest next year to see where we are at. 

If she stays, then I technically have a 0 vacancy rate with Cash Flow of $170 starting in December (and CoC of 7.4%). 

BP having some technical issues!