I have noticed while searching the Fannie Mae site there is very limited foreclosure inventory, especially in Washington State where I am interested in living. 

“ I’ve noticed new people also make statements such as ‘“they opened escrow.”This is just my opinion, but I do not think it is helpful talking fancy to sellers.. 

Please also pay attention to requirments for posting notices and registration because if you into a sticky scenario this can impact the outcome in court. 

., a 5-4-3-2-1 structure) where the penalty decreases each year, and others waive penalties after a certain number of years.

I recognize my numbers did not include closing costs and as you pay down the equity, the LTV decreases (but you get the equity paydown), but this return is so high that even if it had a modest hit, it would still be a great return.https://www.neighborhoodscout.com/ca/san-diego/real-estateAdding in forced appreciation can create an infinite return via brrrr.  

Mail people that appear to be in a tight spot - i.e. 90 day notices, unpaid taxes, ect. 

Tell the tenant that you will be coming by with the HVAC person at set time and day (giving them more than 24 hours' notice) to look at the HVAC and figure out what the problem is. 

Otherwise, just say 2050 to be safe, but realistically, no one is going to care/notice and if they did, you have paperwork to back up your number.

I noticed that 32209 and 32206 had potential as far as price and rent ratio, but I don't know if those zip codes where there is a lot of inventory are in Class C or D neighborhoods.  

However, this will typically only decrease the monthly premium by a bit.