My mark up is always lower than the direct lender because I don't spend money advertising during the Super Bowl or buying a private jet for my CEO, and we don't have layers of management we need to pay.

The president has zero impact on underwriting guidelines and  zero direct control of interest rates. in fact the fed has no direct control of long term rates that effect mortgage rates.

For investors, the current market presents a mixed bag: while short-term rental income may be lower, Miami remains a strong market for long-term growth as affordability attracts more tenants.What’s your take on Miami’s rental market?

Large corporations are moving to the area which is very promising long-term for REI.

We're now up to $1,900/mo and the current tenant wanted to sign a full year lease so it's a furnished long term rental for the moment.

Not looking for long term rental in the basement so going through all the headaches of converting into legal ADU are not worth it. 

It possible that the market will stay low for a long time.

I took too long to get my property rent-ready, which led to a significant loss of potential revenue.

It doesn't take long to learn how to spot a good deal.6.

But with the right team, it can be a great market for cash flow and long-term appreciation.If you’re interested in learning more, I’m happy to share some resources.