Which allows you get up to 80% liquid.

You've been able to save up and have $50K in liquid cash.   

And even in Texas :)  And myself when i used to sell property as a broker I usually worked on tough to sell properties or builders that needed to liquidate..

If you don't have the cash to buy the program your 99% not going to be able to execute ANY program.. that is one thing I saw with the fix and flip trainers that I did not care for and one thing I think BP is correct on better to save what little liquidity you have buy some real estate.. 

We redid the inside and it is now a pretty cool miniature house essentially.

Would it make sense to save up money to buy something cash, finance, wait for market to cool down, etc.

Would look kinda cool. 

If they're set for life, cool, leave them be and keep looking.

Check out this link and select "demand snapshot")That said, we've since the market cool slightly the last month.

At the end of the day, you are pledging an asset (stocks, in your example) for potential liquidity.