Hey Kim, Welcome to the most beautiful place in the country ;) I'm jealous, I lived there for a decade and now live in San Jose, but seem to make my way down there for business and leisure every week.

What about the $1m-$2m price sector SF home?

It has grow a lot and many sectors use it.

In cities where there are a lot of condos you might see different numbers for the condo sector.

The only way to make it work is in the luxury sector.

I am a beginner and I know all the odds are against me so to speak (w/o naming the all)... so, what sector would you advise?

Our partner's sole focus is the urgent care sector.

Great, then they are in effect paying for a year of you renting, while you continue to house hunt in a very leisurely fashion!

I have very little faith in the 4% rule, because a misspent youth taught me again and again and again that dice have no memory and I see more and more people investing in broad-based index funds every year.One of the few truths I know about the stock market is that when investment is concentrated in a specific sector of the market, manipulating that sector becomes a very profitable endeavor.So what would it take to manipulate the value of VTSAX holdings?

🎆 I see you are starting the new year with a bang lolTypically, I read the ULI Emerging Report and find it to be comprehensive due to its overlap with other real estate sectors.