Now assume you buy $350K home; put $25% down and take loan at 6 3/8 on $262,000;  Your payment is $1630/month or you're losing about $600/month all things being equal. 

How many surgeries the hand surgeon has to do to equal the commission of a $1,000,000 home sale? 

Sometimes a bad run can happen on 1 or 2 properties so I always stress the importance of building a large portfolio especially when investing in sub $100,000 B or C class properties.The likelihood of 1 or 2 properties being vacant within such a portfolio is quite high so it's vital to own 5-6-7+ properties.While the others are performing, some won't and at the end of the day it will level out the portfolio for a decent cashflow return. 

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

Inflation is real and even appreciation equal to inflation produces a good return from appreciation when leveraged.Virtually no one starts with a perfect initial property purchase.  

Texas and Florida for example has the most inventory equal to Covid level.

For sub-5-unit properties that may not be too viable, but if you're looking at slightly larger assets a few options may open up there, but even Fannie/Freddie will be a very tough go unless you have a net worth equal to the loan amount. 

Only 1 out of every 10 may work so it takes some digging.A good rule of thumb: If the purchase price + the rehab is equal to or less than 70% of the ARV then I'd say go for it.

All thibgs being equal,, no agent can get you an additional $100k if comps are in the $550k range.  

This is a pretty weird question, I know, but I am curious.I get that you can do deals pretty much anywhere, and there are good deals all over the country, but I don't believe that the markets are equal in this regard.For example, if the seller has the ability to look at your credit as an investor (which throws out one of the sole purposes of doing a seller finance), versus states/markets that don't require that as much, I would like to know the states/markets where owners checking your credit history is not going to be prevalent in a deal, assuming the seller is willing to do this kind of deal with you.For context, yes, I am a new and aspiring investor, and due to certain circumstances, my credit is currently not the best, but I don't want that to stop me from investing in real estate (which is why I'm leaning to using seller financing).Please no answers saying that I should just raise my credit score and get an FHA/Conventional loan, because I am currently working on raising my credit, but I can't give a time on when my credit will be "back to normal" again, which could mean I could be stuck on not qualifying for a loan for the next couple of years (ain't nobody got time for that).Thanks for the help!