Bill: Can you direct me to where I can read more about how paying the mortgage debt included in a Ch. 7 after the dischare automatically reaffirms it?

ALSO, the 2nd is a secure priority loan and if the homeowners chapter 13 filed last week doesn't get approved - which my father strongly believes won't- and switched to a ch.7, the 2nd lender will ask the court permission to sell the house, which most likely will be granted.Can I do anything at all?

If you know a local commercial real estate broker, they can guide you to attorneys or perhaps share their boilerplate form for you as a starting point.As with anything, it is wise to pay a little for legal advice ahead of time as preventative medicine than to pay attorneys dearly to get out of trouble.

Maybe it's time to see if your Mortgage Servicer can do ACH and set them up on auto-payment.

For instance, if a Landlord is now able to walk away with a check to pay-off any 15-year loan that is still in effect and keeps the $ difference up to the market value, then a totally burnt down rental unit isn't a financial heart-ache....but, he/she still owns the burnt or partially burnt property that would need to be demo'd, and property sold (unless the Landlord chooses to pay property tax on the land for years to come, as it wouldn't be very marketable in most cases)...or, is the thinking to let the locality incur the cost of the condemnation of the partially burnt unit?

This is all processed through the "ACH" banking network - similar to eCheck.

The 'direct deposit' solutions are for ACH transactions with (much) greater than 1 entry.

After two years of heart ache, I was barely able to sell them and now only own nicer multi-units or SFH.I hope that helps.

Not that it can't be done, but yes head aches are much worse from a distant because you have to rely on others for everything.

For the first month, I usually take a cashiers check and ask for a voided check so I can set them up for ACH transfer.