There's another slew of agents saying to re-list in March due to seasonality while that point is both true and false the agents have zero problem with some forms of manipulation of the market.

For tenants, we want to create a stable and comforting home so we only work with owners who are willing to invest in the property and make a true home for the tenants.

This is true.

Most seller finance notes have interest rates in the 9-10%+ range.Also, 5% down is very little skin in the game for the borrower.

I am new to the real estate game.

We are late in the game but hopefully we can catch-up leveraging the plethora of knowledge that exists on this platform. 

Congrats on getting in the game.

I don't blame them if that is true. 

If we buy this loan, we need to have a thorough game plan on how we are going to be resolving this and understanding these dynamics is key to managing expectations and protecting investments.Sounds like a deal more for someone that buys partial inheritance estates and spends years piecing it together than a note investor.  

That is not true, if you start too early and lack experience and then have a deal go bad, it can set you back 5 to 10 years.