But in short, you have a few options:For the Primary - If this is a free and clear you can always do a cashout refi up to 80ltv.

:) as for now, my next investment venture is Short Term Rentals.

In short, I purchased my primary residence in 2017.

>Do the local laws allow short-term rentals for off-grid cabins?

Providing a starter supply of items like laundry detergent, dryer sheets, and toiletries is common practice and works well for short stays.

My end game is to show you a path to financial independence, whether that be at 45 yrs old or 70 yr old.  

Look into asset classes with stronger cash flow, such as small multifamily properties, short-term rentals, or mobile home parks.

Quote from @Jaycee Greene: Quote from @Jamie Parker: @David Mares The short answer is to build and develop the area.

Provide the scope of work done to the appraiser.All you can do is your best, so make it nice and pretty for that appraiser.Especially if you are looking to cash out refinance shortly here.

A short term CD or something like that.