I'm a US citizen, but I've lived 20 years in other countries.

Hi all,I was wondering how I could get a US mortgage on a US property without being a US citizen or living there.

It was dirt cheap obviously between 2009-2012/2013We are probably the luckiest in the world for us (as a US citizen) to be able to tie upto 10 (if you are single) or 20 (if married) fixed rate 30yr fixed fannie/freddie mortgages @5.5-6% with 15-20% (sfr) or 25% down (mf).

See below bullet 3. https://www.irs.gov/irm/part55.12.5.2.7 (06-07-2016)Amount Necessary to Redeem Property In any case in which the United States redeems real property under 28 USC 2410 or IRC 7425, the amount to be paid for the redemption is the sum of allthe following: The actual amount paid by the purchaser at such saleInterest on the amount paid by the purchaser calculated at 6 percent per annum from the date of such sale until the anticipated redemption dateIf applicable, the amount of a payment made by the purchaser (or successor in interest) after the foreclosure sale to a holder of a lien senior to that foreclosedIf applicable, the amount equal to the expenses necessarily incurred in connection with such property after the sale but before redemption MINUS the income from such property and MINUS a reasonable rental value of such property (to the extent such property was used or allowed to be used by the purchaser)

I'm a US citizen, but I've lived for 20 years in other countries.

I’m also ok with making them wheel-chair accessible so the units would be a good option for seniors.

Would one of these be senior to the other, or would the sale price at auction likely have to cover both?

I’ve read some good things about Citizens Trust Bank, but don’t have any experience with them.

Summer break before my senior year is about to begin and I really want to get some real world experience by being an assistant or shadowing at a brokerage over the summer.

I'd recommend trying 3 or 4 credit unions (Palmetto Citizens, AllSouth, etc) and asking them.