You will get to prorate the gain betweens periods of "qualified use" (as your primary) and "non-qualified use" (as investment). 

@Alan Asriants Since you already received your decision,  I assume you selected the non oral hearing option?

I mean many investors are just not great at public speaking nor would do it.

Open to out of state investing, non real estate etc?

It gives him experience in public speaking, forming your own opinion and communicating with authority.

So, a BUYER that needs owner financing...what if they just used "non-traditional financing"?

All of these things indicate the basic groundwork for an STR industry supported by local government, and we do expect future support to continueThe highest demand areas of the city can be found South of Veteran's Memorial Pkwy.

@Mary LopezThere are second tier lenders out there (non-banks) that will do small balance commercial. 

It might help you avoid penalties if the IRS goes after you later.You can claim the labor expenses even without 1099s, but you will technically be in non-compliance.

If you are looking to fix and flip, just make sure you look for a 12 month term, non-dutch interest on the rehab funds (this means you do not pay interest on the rehab money until you use it), no prepayment penalty, and avoid any lenders that escrow your payments at closing.