I'm sure there's money to be made there in real estate, but it seems to be heavily reliant on one industry (Army) which is a red flag for me when it comes to evaluating markets. 

Looking forward to hearing more about your progress!

These rules are not the be-all and end-all, but they serve as useful guidelines to streamline the initial evaluation process.

They stressed that while new developments are welcome, existing issues must be addressed.The meeting underscored the need for a balanced approach that tackles growth and current challenges as southeast Bakersfield progresses toward revitalization.

I think having an actual termite inspector evaluate the problem is your best option.

For commercial courses, I would recommend in this order1 Scott Scheil2 Dave Lindahl 3 Ron LeGrand (not sure if you can even buy this one anymore) Each of these courses cover locating, evaluating, and financing commercial property with creative options. 

@Bill Hinshaw keep me posted with your progress.  

I need help with how to send out offers for wholesale deals, how to evaluate the property before making an offer, and how to calculate the numbers.

Definitely not a town I'd call growing or in the path of progress. 

At those numbers, the insurance will never kick in other than for catastrophic losses.And also, are you saying Allstate, Progressive, and Safeco don't know what they are doing, or conspiring to offer only 230K coverage (on a house with a market value of 250K, which includes 40-50K in land), while Steadily considers necessary 340K minimum coverage (house only, and that for $2-$300 less in premium)?