I guess the best thing to do here is to describe who I am, what I want and what I'm doing.

This is not to say that sometimes we (moderators) don't make a mistake and remove something that should have been left standing, but most of the time (obvious spam excepted) you'll get an e-mail describing the 'offense'.

@Kaliya Nikole I would be happy to chat with you about this as @Doug Pretorius has described has created a nice niche for me and brought me some great Rent to Own deals that I funded myself as well. 

A few suggestions:Call the county/city and try and describe the scope of work to determine if a permit is needed. 

@Aaron Hunt , I own every asset class you've described in my personal portfolio.

@Don Jackson In my experience, retail buyers (which is what you're describing) will always pay more than pure investors.  

@Melonie WongWhat you are describing is indeed called a Cash Out Refinance. 

Because how you're describing your goals, you'd rather forego having a low (say) 3.75% home loan, in favor of higher interest rate investment mortgages!

These are my notes based on a call with a syndicator where he was describing a recent deal.

However, if you offer a full price or a bit over, the realtor will at least willing to present your offer as you described .