--I transferred all of my rainy day cash to the loan to get the balance down.

The data is 5 years old but hasn't changed significantly.

To add to what @Jonathan Greene wrote:1) Understanding the local market, so you know what Neighborhood Class your building is located in, what Class your Building is (condition & amenities), and what corresponding class of tenants will be attracted.2) Using all this data to properly set your expectations and a realistic ROI.3) How to better screen prospective tenants, including catching fraud, so your property performs better.

However, if the LLC is purchased, that purchase is NOT a recorded document, and hence more difficult for a lender to ascertain, as long as the warranty deed itself is not transferred and recorded. 

Some things to consider with the above suggestions of creating an LLC and contributing the property + $100,000.The basis the partnership has in the property is transferred from Person A.If person A's basis in the property is $100,000 but the value is now $200,000.The depreciation would be based on the $100,000 instead of $200,000 which may 'upset' partner B.Furthermore, you have to properly structure it so the IRS does not see it as a 'disguised sale'.A disuised sale can potentially occur when Partner B contributes $100,000 into the partnership and it is immediately transferred to Partner A.best of luck

when you know how to run numbers and Data. 

I like the Share Group for skip tracing, its not cheap, but great data is worth gold.

You can't judge an area solely on crime rate and employment and salary data, but it certainly helps.

Have you looked at AirDna or another STR data tool to obtain expected ADR?

And I wanna separate business from personal so I wanna get the loan in my llc transfer title to my llc..