Financed / slightly longer close (appraisal may be needed)3.

Property 1: 4/3 LTRCurrent Value: $475kPurchase Price: $363kDown payment: $40k (30 year conventional)Interest Rate: 2.75%Remaining Balance: $294kMortgage payment: $2369AVG revenue: $2775Property 2: Duplex - 3/2 House Airbnb & Detached studio apt 12mo leaseCurrent Value: hopefully within $575k-$600kPurchase Price: $591k (appraised at $599k)Down payment: $30k (30 year FHA)Interest Rate: 6.125%Remaining Balance: $552kMortgage payment: $5041 (including $362 PIM)AVG monthly utilities: $385 (full year avg)AVG monthly revenue: $5261 (full year avg airbnb + $1650/month from apt)

Or verified everything with a realtor or even ordering an appraisal 

Because I caught it when both parties could walk, my damages was inspection, appraisal, etc.  

In general ground up ADU additions in SF zoned areas cost significantly more than they will appraise for.  

@Miles Presha I have heard that they value same as site built....from a realtor as well, just wish i could get it from an appraiser.

There are DSCR lenders that will use the new appraised value after three months from the funding of the last transaction.

Tax appraiser accidentally removed the husband from title around 2022, HOA then foreclosed (Florida, HOA can foreclose and first mortgage lien will remain in tact).

My name is Tom, and I am an analyst and certified appraiser with TYA Group.I am currently looking to establish connections with wholesalers who operate in Cleveland and its suburban areas.My primary interest is in single-family homes and duplexes.

2) In a cash-refinance, let's say the new appraised value of the apartments is $1.8M, does this mean you can apply the $300k into the HELOC and not pay taxes?