When I run a 50% occupancy at the average rates it covers what I need. --- but so many what ifs after investing quite a bit in furnishing the place.HELP!!

My Investor clients are doing well here.Besides the better than average cap rate, Kansas City is growing and has reasonable property management rates.  

I noted the year-over-year increase in STR permits, the decrease in average nightly revenue, and the sentiment that economically-incentivized sellers would flood the market after this winter season (effectively increasing housing supply and decreasing prices).

*What does the average yearly appreciation equate to in dollar terms each month?

But, the average situation is unlikely to play out like this.

The average ROI for adding a bedroom and bathroom ranges from 53% to 75%, depending on various factors. 

.- Price Discrepancy: There's a notable difference between the median listing price ($295,000) and the average home value ($201,945).

Theres certainty always a lag when it comes to rates and closed loans and what is getting quoted in the current day but can share from our perspective:Average Rate so far in September 2024 - 7.417%Average Rate in August 2024 (103 DSCR Loans0 - 7.773%I'd predict average rate will continue to drop and be close to 7% flat for September once the month concludes

Masyn - I bought a quad this year and although I had to put down a larger down payment the cash flow will be good/above average in the long term - mainly because the existing rents were $300-$400 below market.

You shouldn't need to do a buy down and the break even on a buy down can be 4 years on average.