Nothing can guarantee that.Looking back over 30 years and hundreds of deals I can recall only two occasions when a greedy homeowner tried to bail on our deal. 

The building value of the rental is written off across 27.5 years.

We have a checkbook LLC account with Titan bank that we setup from our SDIRA company and haven't had any issues for the last year from any transactions.

Having owned property in rockford its not a great appreciation area so getting a HELOC will probably take 5-10 years based on loan pay down and maybe some slight appreciation.

I've researched many aspects of REI for many years and haven't taken the leap. 

Here’s a breakdown of my numbers:Primary Residence:Estimated Value: $340,000Remaining Mortgage: $187,000HELOC Balance: $76,000 (fully utilized)Remaining Equity: $77,000Rental Property #1:Estimated Value: $110,800Remaining Mortgage: $60,000Equity: $50,800Cash Flow: $375/monthRental Property #2:Estimated Value: $215,000Remaining Mortgage: $115,000Equity: $100,000Cash Flow: $350/monthOther Income:$1,500/monthMy DilemmaI'm considering taking out a Home Equity Loan (HEL) on my primary residence to:Pay off the HELOC (eliminating the variable rate risk).Use the remaining cash for a down payment on another rental property (~$150K purchase price with 20% down).Estimated cash flow: ~$150/month in year one.Alternatively, I could save up for the down payment instead of leveraging more debt.

sat on the MLS for a year.

May 2025 be a great year! 

I wanted them to sell these properties years ago but I guess I can officially say goodbye to my money.

The truth is you can never get it "accurate" as the actual numbers will fluctuate year to year.