The whole appeal in REI was to maybe create a small business on the side with my spouse as a way to: eventually secure supplemental income, start building equity in RE and maybe creating a small business together in RE that would help us obtain financial freedom after hearing how risky things can be, I’m trying to learn: what are other RE investors doing to make money despite the risks around home repairs, vacancy, additional expenses (i.e property managers), etc.

So, I paid $7,000 cash for 6 yrs of full coverage on each home from Home Choice. (🤯😱🤬)But, it’s been a total nightmare.

Mention the circumstances under which the deposit might be retained as well as how it will be returned at the conclusion of the lease.Make sure you have enough insurance coverage for renting out a room by checking with your homeowner's insurance company.

Cobra improved that but still left a 6 months gap in coverage until Medicare kick in.

You most likely will need to move the coverage to a Dwelling Fire (aka Landlord) policy. 

You need to have Liability coverage for a Lot. 

Slaven,The only way to evaluate if you are paying too much for the coverage is to shop it.  

I'm currently reading a book about emerging markets, you're supplemental answers would be great. 

Login, place coverage and have one monthly billing.

I think this is actually good for buyers, but will likely result in lower commissions for agents, I think in some ways the biggest change is the fact that buyer agreements have to be signed day one, that will do a few things open up a conversation about commissions and what a buyer wants to pay (keep in mind the buyer can still ask to have thr seller pay a buyers agent much like asking for closing costs assistance) but in that upfront conversation thier will be a negotiation about how much is to be paid, what services will be provided etc. and I believe both that sellers will potentially talk to a few different agents & even if they don’t the threat of that will lead buyers agents to negotiate, the media coverage of this will also drive seller awareness of the ability to negotiate.