One year from time of payback or time of loan start date I’m not sure of. 

At least you have a starting point.

I have a few PM companies I work with in the Phoenix area, I don't know if they all do the admin fee but I can help you find out that info if you are interested in chatting with them.

I don’t have a specific recommendation off the top of my head, but for HOA/condo insurance, it’s usually best to start with a broker who specializes in multifamily or association policies.

Quote from @Rene Hosman: Quote from @Kerry Noble Jr: I started doing some lending last year......Bridge loans.

I just don't want to start working with a realtor and waste time and end up with no real solid prospects for buying.

If you just hire the cheapest or first PMC you speak with and it turns into a bad experience, please don’t assume ALL PMC’s are bad and start trashing PMC’s in general.

Sellers who were holding out are starting to adjust, especially for cash or creative terms. 

You start with a base line and introduce variables to determine their effect.You can see what trends have happened if you choose to, that may be of interest to you, but that isn't what currently interests me.

so if its a full gut probably not since starting from scratch any way .