I routinely browse the crime news on Cleveland.com and this area and this area is relatively quiet.

BUYER AGREES THAT PROPERTY DEFECT PREVIOUSLY DISCLOSED BY SELLER, OR ROUTINE MAINTENANCE AND MINOR REPAIR ITEMS MENTIONED IN ANY REPORT, SHALL NOT BE A BASIS FOR TERMINATION OF THIS AGREEMENT."

HUD's been out of the business of funding landlords with money for decades. that's one of the areas where the training comes in: influencing landlords and aspiring 'vendors' to learn how to form the state, county, city, community, private & corporate/institutional partnerships that lead to a HUD Sec. 8 grant award becoming available as a "program". if you for instance want to charge elderly tenants $ 2,400 a month for a two bedroom dwelling you can propose that criteria within your Sec. 8 grant proposal as a 'program' vendor. a lot of military veterans that are mildly disabled have allowances for that target range of rent with a live-in home care attendant, or home health aid assistant. most well known regional markets have 5+ year Sec. 8 waiting lists of very desirable tenants that you can cherry pick to your heart's content, featuring all manor of financial circumstance. they range from homeless to affluent with interim insolvency due to quite practical reasons. divorce is a very prominent scenario. a growing wave of real estate heirs are among those Sec. 8 waiting lists in more and more strategic regions. you may find that interacting with more recently credentialed occupancy certification specialists can better acquaint you with the actual yield(s) that would be available from the wide unrelated contributors to a potential Sec. 8, or locally subsidized program military bases also circulate routine information on what certain types of housing is worth to their ongoing efforts for key time intervals. their veteran G.

So, get your own estimates for the work.That said, every rehab is different and every rehabber is different, but I flip a lot of properties built in the 1998-2001 timeframe, and routinely do a lot more work than that:- Replace cabinets/vanities- Replace countertops- Replace appliances- Paint inside and out- Replace all flooring- Replace all finish plumbing fixtures- Replace all fans/lights- Replace front door- Replace any failed windows- Repair rotted/damaged siding, soffit, fascia, gutters- Replace all outlets, switches, plates- Basic landscapingWhile you may not *have* to do all that stuff, it certainly makes it easier to sell properties in this tough market...Btw, all that stuff typically runs about $20K in my area and with my contractors and basic level of finishes.

I would routinely encounter business owners who put themselves in a bind because they would irresponsibly go out and take MULTIPLE concurrent short term working capital loans at one time. 

Sometimes the amounts paid would be wrong or partial payments. they will submit vouchers to landlord to verify. they must be corrected routinely; leaving landlord to keep chasing $$$ and actively managing account as partial paid. develop a good relationship with the actual voucher housing manager at DSS so you can short cut any errors needing corrected.

@Grant Francke yes every spring and fall for routine maintenance.

I now have to provide the routine documents  (W-2s, pay stubs,  tax returns ect...)

Sort of your "day-in-a-life" or successful daily routines, habits you've built up over the years that work effectively for you.

There was also a man in Texas that purchased a dam that surrounded his property,  (you have probably seen it being in your line of work), I thought that was interesting, but of course not very practical on a routine basis, but I wondered if something of that nature could be applied in a similar fashion to hurricane shutters.... i.e. you install hurricane shutters and your premium goes way down and they essentially pay for themselves in a couple of years.