The sweet spot to get the interest is 6%, the 5.5% is where activity starts but 5% & sub is where the real activity starts and starts coming to that 5-6 month housing supply stock in my opinion.

@Michael Plaks is spot on - character wise, 1099-R income falls in the same "bucket" as a W-2 wage would be, thus to offset this income with real estate losses, it follows the exact same pathway (ST rental with material participation or REP status with traditional rentals), but since you don't have all your time sucked up with a W-2 job, you have much greater flexibility to hit those related hours thresholds under those paths as well.No idea if he's taking clients - but if you are looking for local(ish) and qualified in TX, Michael is also likely a great one to reach out to.

This puts homeowners in a pretty bad spot, because now they can be foreclosed on significantly faster.

It doesn't take long to learn how to spot a good deal.6.

It doesn't take long to learn how to spot a good deal.6.

Your sweet spot will be 1 and 2 bedroom units.

Can spot that these guys would be stiffing people like that from a mile away.

And don't be surprized if the cat moves their spot. 

On the other hand, if you are looking for a more peaceful community there are other spots close to Disney you can find a great townhouse or even a smaller S/f home.

Now if I can just find my credit card…… Sorry, the spot for one-on-one coaching for 100k is already gone.