I’m a Chicago-based Urban Planner with a newfound interest in real estate investing.

"There's a 10 percent penalty on the withdrawal, and you are going to pay ordinary income tax at that time as well," says Clint Gossage, a certified financial planner and certified public accountant for CMG Financial Consulting in Scottsdale, Arizona.

Most financial planners do not like fixed asset.

As far as the need for a financial planner I would say that any of the agents who take a similar route would have a need for a financial planner that can help them maximize the gains/tax savings from these sources. 

That's what planners will do......look at the nearby vicinity to see if the zoning you're wanting to change to is already in existence.

Hey friends, I've been on a quest to make connections with financial planners and have met a couple of good ones.

But very few financial planners would ever advise you to cash out a tax-advantaged retirement account to pay off student loans and a car payment.I think you have the right idea to start looking for some other ways.

I'm thinking I need one of those, a CPA that deals with REIs, a financial planner, a project manager and a property manager. 

For the individual who called student loans "bad debt" - most financial planners will not classify it as bad debt whatsoever if it leads to a higher paying employment opportunity short term and long term. 

There is a specific planner assigned to the address so they can give you the low down.