2) Subsidizing rents:- S8 and other programs statisitically only train tenants how to be dependent on the free handouts.If you really want to make a difference, try basic financial education for tenants and the financial demographic they come from!

There may be requirements to cover the trash service depending on the town.My first commercial loan was 30% down, 20 year term (adjusting after the first 5 years). 

Or are you alluding to a 85% DSCR  refi, since I thought brokers who offer HELO's can provide 80% CLTV or am I mistaken and it's 75/70 CLTV depending on rate & cash we're looking for? 

The best place for any individual will depend on their priorities.  

You’ll want to check if your specific work falls under their home improvement contractor licensing, or if there are additional local permits required depending on the county.

So if you go buy a home for yourself you won't be able to do this until the 2 or 4 years is up depending on the loan you use. 

I'm sure that many of the speakers will have different opinions depending on their area of expertise too

.: Quote from @Charles Perkins: Washington law gives tenants the option of paying the security deposit over several months depending on the lease term length. 

Also, it depends on what area of the country you're talking about.

Depending on where you live this is not a great time to rent in my area.