So if that is the case, how do I show proof to my lender that I am covered?

They are free and they want to know when there are problems that affect the people of the state.

@Tara Josberger Are you open to house hacking?

You also may need to start with more capital so you are prepared for unexpected situations.

Quote from @Dena Sommers: I own a home that is too large to rent - no demand. 

Totally get that feeling.Wishing you the best on your journey.

I know a lot of people who are in the wholesaling industry and what we are seeing is that texting won't be a viable marketing method for long at all.

I guess I don't know how lucky we are to have found our property management after hearing all the comments. 

when you purchase a property, there are closing costs on top of the purchase price, and closing costs can be substantial - especially if there are points on the loan. 

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.