This is sufficient in our view.

just email and text is sufficient if they know each other.

Your basic insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

No I didn't get the voicemail because I was sleeping. 

While most of the posts here are true, we need to step back and look at it a DIFFERENT way…The people (wanna be investors) we’re talking about are people trying to go for the American Dream of self sufficiency, independence, and financial success.  

Another unintended consequence would be a plaintiff attorney is trying to decide whether you have sufficient assets for him to pursue a lawsuit.  

When they get off work they just want to drink beer, cook some food, do laundry, take a shower and sleep. 

.$100,000 - $300,000 is standard and sufficient but talk to your insurance agent and they will help you get clear.

(My current real estate attny is not sufficiently versed in newer tax law to make this determination without input.) 

Originally posted by @Angelica Rose:Can one use a guarantor in the same way that you would to rent apartments with less than sufficient income?