Perhaps the US will adopt a similar approach.  

I'm sure other institutions will loan more.I hope that helps a little.

Seattle instituted a law that required landlords to take the first applicant even if a felon or pedophile regardless of your concerns for the safety of you or others.

If not than most states have on the State's State Department Website (or something similarly titled) a list of banking institutions who are legally registered as banks in the state you're in.

I enjoy sports, playing guitar, and the beach.I have completed the 135 hour real estate salesperson course through Rockwell Institute, and really felt like I learned a lot.

Account ClosedI would suggest that waiting for a crash is a terrible strategy, as it is hard to know when the bottom is, you lose money not being "in", you will be fighting hords of investors trying to pick up deals, institutional money is going to be blanketing the country, keeping upward pricing pressure even if we do get a correction, and what will you actually save?

Regardless, the Board adopted regulations that all but eliminated our options to rent the place, including a proposed $250 fee per rental for "administrative costs" and requirements that renters sign an extensive agreement about what they could and could not do on the condo common grounds. 

Banks generally will not foreclose on a performing note but every institution has its own policies.

I will adopt your method.

Mind sharing which bank/financial institution you used?